GET HOME HEALTH CARE INSURANCE ONLINE
Help protect your finances while receiving qualifying care in the comfort of your own home.
Home health care can provide comfort, convenience and support when illness, injury or changing health needs make everyday life more difficult.
But care at home can also create expenses that may not be fully covered by your existing health insurance or other coverage.
Home Health Care Insurance can provide additional benefits for qualifying covered services, helping you prepare for the financial impact of receiving care at home.
With JRF Services, you can explore available coverage online or choose to speak with a licensed insurance agent before you apply.
CARE AT HOME CAN COME WITH EXTRA EXPENSES
The care you want may be at home—but the costs can add up.
A serious illness, injury, recovery period or change in your ability to manage everyday activities can create a need for additional assistance at home.
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Depending on your situation, you may need help with nursing care, therapy, personal assistance, medical services or other qualifying care.
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Your existing health insurance may cover certain medical services, but you may still have expenses associated with receiving care.
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Home Health Care Insurance is designed to provide an additional layer of financial protection when qualifying covered services are needed.
SUPPORT WHEN YOU NEED CARE AT HOME
Coverage can provide benefits for qualifying services outlined in your policy.
Depending on the plan selected, Home Health Care Insurance may provide benefits for eligible services such as:
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Home health care aide services
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Nursing care
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Physical therapy
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Occupational therapy
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Speech therapy
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Medical social services
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Certain respiratory or specialized therapies
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Prescription drug benefits
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Homemaker services on qualifying plans
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Other covered services described in the policy
Benefits, limitations, eligibility requirements and availability vary by plan and state. Review the policy and plan materials carefully before purchasing coverage.
IS HOME HEALTH CARE COVERAGE RIGHT FOR YOU?
Planning ahead can help you prepare before care is needed.
Home Health Care Insurance may be worth considering if you want an additional layer of financial protection against the cost of qualifying care received at home.
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It may be especially relevant if you:
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Want to remain at home while receiving care
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Are concerned about the financial impact of future care needs
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Want to protect savings or retirement assets
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Want additional benefits beyond your existing health coverage
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Are planning ahead for unexpected health or recovery needs
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Want more options for receiving care outside of a traditional facility setting
The right coverage depends on your health, financial situation, eligibility and the specific policy available to you.
PROTECT MORE THAN YOUR HEALTH
Prepare for the financial side of receiving care.
When care is needed, the financial impact can extend beyond medical bills.
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There may also be costs associated with assistance at home, recovery, transportation, prescriptions, household responsibilities and other everyday expenses.
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Home Health Care Insurance can provide an additional source of benefits for qualifying covered care, helping you prepare for expenses that could otherwise place pressure on your personal savings.
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Planning ahead gives you more choices—and can help you approach future care needs with greater confidence.
FEATURES DESIGNED AROUND YOUR CARE NEEDS
Explore available benefit options and coverage features.
Home Health Care
Homemakes Services
Therapy Benefits
Prescriptions
Flexible Benefits
Additional Benefits
Available Home Health Care Insurance plans may offer a range of benefit features designed to provide flexibility when qualifying care is needed.
Depending on the plan, available features may include:
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FLEXIBLE BENEFIT OPTIONS
Choose from available benefit levels based on the plan and your eligibility.
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HOME HEALTH CARE BENEFITS
Coverage may provide benefits for qualifying home health care services.
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THERAPY BENEFITS
Certain plans may provide benefits for eligible physical, occupational, speech or other therapies.
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PRESCRIPTION BENEFITS
Some plans include prescription-related benefits subject to policy terms.
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HOMEMAKER SERVICES
Eligible plans may include benefits for qualifying homemaker services.
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ADDITIONAL OPTIONAL BENEFITS
Certain plans may offer additional benefits for items such as ambulance services, home medical equipment, accident expenses or other qualifying expenses.
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Benefits vary by plan. Refer to the applicable brochure and policy documents for complete details.
Explore available Home Health Care plan options.
CHOOSE THE COVERAGE THAT FITS YOUR NEEDS
JRF Services provides access to Home Health Care Insurance options designed to help you explore additional financial protection for qualifying care received at home.
Plan availability, benefits, eligibility, limitations, exclusions and premiums vary by policy and state. Review the applicable plan brochure and policy documents before applying.
GETTING STARTED IS SIMPLE
Choose the way you want to explore your coverage.
STEP 1 — EXPLORE
Review the available Home Health Care Insurance options and determine what type of protection you're looking for.
STEP 2 — COMPARE
Review plan benefits, coverage features, eligibility requirements and costs.
STEP 3 — APPLY
When you're ready, you can begin the application or quote process online.
​STEP 4 —
GET HELP
Prefer to talk with someone first? Schedule a call or request a callback from a licensed insurance agent who can answer questions and help you understand your available options.
YOU CHOOSE HOW TO GET STARTED
Online convenience or personal assistance—the choice is yours.
Some people prefer to research and apply online.
Others would rather talk with a licensed insurance professional before making a decision.
JRF Services gives you both options
NOT READY TO APPLY?
That's okay.
You can review plan information and brochures first, then decide whether you want to apply online or speak with an agent.
HOME HEALTH CARE INSURANCE QUESTIONS?
Here are answers to some common questions.
What is Home Health Care Insurance?
Home Health Care Insurance is designed to provide benefits for qualifying home health care and related services covered by the policy. It can provide an additional layer of financial protection when eligible care is needed.
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Does Home Health Care Insurance replace my health insurance?
No. Home Health Care Insurance is generally designed as additional coverage rather than a replacement for major medical health insurance.
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What can Home Health Care Insurance cover?
Coverage varies by plan. Depending on the policy, benefits may include qualifying home health care aide services, nursing care, therapy, prescription benefits and other covered services.
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Can I receive care at home instead of a facility?
Certain Home Health Care Insurance plans are designed specifically around qualifying care received in the home. Coverage requirements and limitations vary by policy.
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Are Home Health Care Insurance benefits guaranteed?
Benefits are subject to the terms, conditions, limitations and exclusions of the policy. Always review the actual policy documents before purchasing.
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Can I buy Home Health Care Insurance online?
Yes, available plans may be explored and quoted online. If you prefer personal assistance, you can also schedule a call or request a callback with a licensed insurance agent.
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Do I have to talk to an agent?
No. If you prefer an online experience, you can explore available options online. If you have questions or want assistance, you can choose to speak with a licensed insurance agent.
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Is Home Health Care Insurance available in every state?
Plan availability, eligibility and benefits vary by state. Your available options will depend on where you live and the applicable insurance products.
PLAN AHEAD FOR THE CARE YOU MAY NEED
Protect your options. Protect your finances. Start exploring Home Health Care Insurance today.
You can't always predict when you'll need additional help at home.
But you can take steps to prepare.
Explore available Home Health Care Insurance options online, review the plan information, or speak with a licensed insurance agent who can help you understand your choices.
